When you’re dealing with an insurance company after a motorcycle accident, they will have a lot of questions for you. They’ll be asking about the incident itself, your medical history and perhaps your driving record. Yet, it’s a negotiation process. You should have some questions for the insurance company as well. A good personal injury or motorcycle accident lawyer can tell you what you need to ask the insurer for the liable person, or they can ask them on your behalf.
- Ask the insurance company for some written evidence of the policy specifics of the person liable for the accident. This can be a copy of their policy or a “declaration sheet.” The declaration sheet (or page) is a summary of the policy, including the policy limits.
- Additionally, you can ask them whether they have set a reserve amount for your case to satisfy the settlement amount. If they have not, perhaps you can surmise that they are planning on arguing that the accident was your fault.