5 Questions to Ask the Insurance Adjuster After a Motorcycle Accident

When you’re dealing with an insurance company after a motorcycle accident, they will have a lot of questions for you. They’ll be asking about the incident itself, your medical history and perhaps your driving record. Yet, it’s a negotiation process. You should have some questions for the insurance company as well. A good personal injury or motorcycle accident lawyer can tell you what you need to ask the insurer for the liable person, or they can ask them on your behalf.

  1. Ask the insurance company for some written evidence of the policy specifics of the person liable for the accident. This can be a copy of their policy or a “declaration sheet.” The declaration sheet (or page) is a summary of the policy, including the policy limits.
  2. Additionally, you can ask them whether they have set a reserve amount for your case to satisfy the settlement amount. If they have not, perhaps you can surmise that they are planning on arguing that the accident was your fault.
  3. You may ask the insurer for a copy of any statements they have taken from witnesses to the incident. You can ask them if they have performed an investigation by asking others about you or your health, or whether they have taken any surveillance photos of you. You can ask for copies of all of this. They may agree, but it isn’t likely. If an attorney compiled the statements and information, the information may be considered “work product” and they don’t have to give it to you.
  4. Ask the insurer if they have obtained any medical information about you from sources that you didn’t provide. They may have violated the Health Information Patient Protection Act to get the information, so be sure to ask how they got it.
  5. Perhaps the most important thing you should ask for is a written statement absolving you of liability. If they won’t provide this, they are planning to argue that the incident was your fault.

This may seem like a lot, and you may be up to the challenge. Even if you are, you may still want to have an experienced attorney handle these and other questions on your behalf. A claims adjuster is less likely to play games with a lawyer, and they may be more willing to turn over information to an attorney because that’s part of the job.

Contact an Experienced Motorcycle Accident Attorney in Roswell for Help

Call us at the Don Turner Legal Team to talk about your insurance claim for a free consultation. We have years of experience negotiating with insurers and we can help you get the fair compensation for your injuries that you deserve.

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